Vance Capital Management, LLC was founded in 1998 in Sonora, California as an independent Registered Investment Advisory (RIA) firm.
The 1990’s were times of booming growth in both the nation’s economy and the stock market. Investors became more involved in the raging bull market and were no longer interested in the traditional brokerage business of picking individual stocks and paying enormous commissions.
After spending eight years with American Express Financial Advisors, we began to realize that investors were getting more sophisticated; demanding better products with more choices. In addition to higher yielding investments, investors expected cutting edge solutions to their financial problems while paying cheaper fees and commissions.
Clients were also in need of additional services that were not being served by traditional Wall Street firms. Rather than investing in a few stocks or buying mediocre mutual funds, investors expected a more holistic approach to the complexities of money management. They wanted a wide variety of services and products that would enable them to create a more cohesive and robust financial future.
To accommodate these needs we began to coach our clients in tax strategies to go along with their investments and offering tax preparation, trustee services and fiduciary services.
As the 2000’s unfolded, investor’s greed turned to fear as the bull market collapsed. Unable to understand how to protect their money the needs of the clients changed once again and so did our offerings. We began to integrate risk-managed portfolios with boutique firms typically working with only very high net worth clients. This provided our clients the ability to leverage services once unavailable to them to help preserve their wealth in down trending economy.
Today, many of our clients remain more concerned with wealth preservation and avoiding large market losses. They are also eager to grow their money without depending solely on traditional stocks, bonds and mutual funds. Alternative investments have become an important way of diversifying investment portfolios and creating the financial stability many people are looking for today. Vance Capital Management, LLC provides many alternative investments in addition to traditional investment methods to serve the needs of every client.
Get in touch
At Vance Capital Management, LLC we know that finding the right financial planner can be difficult. Our goal is to not only provide our clients with a diverse suite of investments but the education to understand them so we can work together to plan your future.
Certified Financial Planners®
Robert M. Vance, MS, ChFC, CLU, CFP®
Bob works primarily with retirees and business owners. He specializes in asset protection planning as the foundation for growing wealth and believes in a holistic approach to financial and life planning.
Vance Capital Management LLC (VCM) offers securities through Moloney Securities Co., Inc., registered broker-dealer, Member FINRA, Member SIPC and offers investment advisory services through Moloney Securities Asset Management LLC, registered investment adviser. VCM is unique in that it is able to use alternative investments as a way to further diversify portfolios. This allows them to go beyond the scope of just stocks and bonds and create Durable Income Portfolios which invest like endowment funds and which are designed to provide more diversity than traditional portfolios.
Bob is a registered representative, a California Licensed Professional Fiduciary and a Certified Financial Planner. Bob’s background and training give him the insight and ability to assist with all aspects of his client’s financial needs from portfolio recommendations or management, to insurance, to long term care. He holds a BS degree in Finance and a master’s degree in financial planning.
Before becoming a Financial Planner, Bob owned and operated a bookstore and café for fourteen years. He was a national seminar presenter for American Express Financial Services. He worked as Training Director and Chief Investment Policy Officer for e-commerce firms and was Co-Producer for the World Football League Pre-Game show on ESPN.
One of Bob’s greatest passions is teaching others about money and finance. He has taught several classes on “Retirement Planning for Baby Boomers” at a local community college. He taught a summer semester of Macroeconomics at Lithuania Christian College in Klaipeda, Lithuania! And he writes and produces a bi-monthly radio education program for his local radio station.
He has been involved locally in Rotary, Chamber of Commerce, Youth Soccer and the Economic Development Company of Tuolumne County. He serves on two local non-profit boards. He has been married to a beautiful Lithuanian lady for over 42 years and has three children, with two working in the business.
Lizzy enjoys financial coaching. Helping people who are still in the workforce to accomplish their long and short term financial goals. As a working mother of two children, Lizzy has practical insight into what it means to juggle work and everyday life while still saving and building for the future.
After the market collapse in 2008 Lizzy gained particular interest in alternative products that are not directly tied to the stock market as a means of building wealth.
Lizzy is a Certified Financial Planner and holds a BS degree in Nutrition and Food Science. She enjoys an active life with her family. and she trains and competes in her local Crossfit Gym. She is an avid snowboarder in the wintertime and skateboarder in the summer.